Legal Disclaimer
Box-Url Financial Education Services
Last Updated: January 15, 2025
Educational Content Disclaimer
The multi-year budget planning materials, courses, and resources provided by Box-Url are designed exclusively for educational purposes. Our content teaches fundamental budgeting concepts, financial planning strategies, and money management techniques. This information should not be considered personalized financial advice for your specific situation.
We encourage all users to consult with qualified financial advisors, accountants, or other professional consultants before making significant financial decisions. Our educational materials present general concepts that may not apply to every individual's circumstances, financial goals, or risk tolerance.
Important Financial Education Notice
Box-Url does not provide personalized investment advice, tax guidance, or specific financial recommendations. Our educational content covers budgeting principles and planning strategies for learning purposes only. Individual financial situations vary significantly, and what works for one person may not be suitable for another.
Information Accuracy and "As Is" Provision
While we strive to maintain accurate and current information in our educational materials, financial markets, regulations, and economic conditions change frequently. Box-Url provides all content "as is" without warranties of any kind, either express or implied.
We make reasonable efforts to ensure our educational content reflects current best practices in budget planning and financial education. However, we cannot guarantee that all information will be completely current, accurate, or applicable to your specific circumstances at all times.
• Content may become outdated due to changing financial regulations
• Economic conditions affect the relevance of certain planning strategies
• Tax laws and financial products change regularly
• Regional differences may impact the applicability of general concepts
Limitation of Liability
Box-Url, its directors, employees, and affiliated instructors shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from the use of our educational materials or participation in our programs. This includes, but is not limited to, financial losses, opportunity costs, or decisions made based on our educational content.
Our liability is limited to the fees paid for specific educational programs or materials. We do not accept responsibility for financial decisions made by students or participants based on general educational concepts presented in our courses.
Professional Advice Limitations
Box-Url educators and content creators are not licensed financial advisors, tax professionals, or investment counselors unless specifically stated. Our role is to provide educational content about budgeting principles and financial planning concepts for learning purposes.
Students should understand that participating in our educational programs does not create a professional advisor-client relationship. For personalized financial guidance, estate planning, investment decisions, or tax strategies, please consult with appropriately licensed professionals in your jurisdiction.
• Seek qualified tax advice for tax-related decisions
• Consult financial advisors for investment planning
• Work with estate lawyers for inheritance planning
• Contact insurance professionals for risk management
External Links and Third-Party Content
Our educational materials may reference external websites, tools, or resources for supplementary learning. Box-Url does not control these third-party sites and cannot be responsible for their content, accuracy, or availability. We provide these references for educational convenience only.
Users access external links at their own risk. We recommend evaluating third-party financial tools and resources independently before using them for personal financial planning or decision-making.
No Guarantees or Warranties
Box-Url makes no representations or warranties regarding the outcomes of applying budgeting strategies learned through our educational programs. Financial success depends on numerous personal factors, economic conditions, and individual implementation of planning concepts.
We do not guarantee that our educational materials will help students achieve specific financial goals, debt reduction targets, or savings objectives. Individual results vary based on personal circumstances, discipline, and external economic factors beyond our control.
Questions About This Disclaimer
For questions regarding this disclaimer or our educational services:
Box-Url Education Services
No. E3-9B 2nd Floor, Block E5, Wisma Nation Horizon
Jalan Petanak, 93100 Kuching, Sarawak, Malaysia
Phone: +60 3 8081
7890
Email: contact@box-url.com